Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so safety is covered. The description adds genuinely useful behavioral context beyond that: table-bearing blocks are returned as non-round-trippable read-only HTML in content_markdown, with explicit remediation (edit in ClearPolicy editor or omit body_markdown when copying). It stops short of covering error behavior or auth, so 4 rather than 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.