Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=false, covering the safety profile. The description adds the pre-generation usage context, but does not disclose auth needs, rate limits, or response format beyond the listed fields. With annotations carrying the safety burden, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.