Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=true, openWorldHint=true and idempotentHint=false, so the safety profile is known. The description adds genuinely new behavioral context: that the message is customer-visible, that it is an external side effect, and that it must not fire after a handoff. It does not discuss failure modes or acknowledgement behavior, but with rich annotations a 4 is warranted.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.