Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (readOnlyHint, idempotentHint), the description adds concrete behavioral details: no auth, no state changes, no charges, and specifically that it returns first-party URLs without creating Stripe sessions or granting credits. This significantly clarifies side effects and auth requirements, exceeding what the annotations alone convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.