Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive. The description adds the context of 'no auth, no state changes, no charges,' which goes beyond annotations by covering authentication and cost implications. This useful context does not contradict annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.