Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint. The description adds valuable context not present in annotations: 'no auth, no state changes, no charges' and 'Public read-only.' This informs the agent about authentication requirements and monetary implications, exceeding what the structured metadata provides.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.