Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint=false, and destructiveHint=false, so safety and determinism are fully covered. The description adds the currency context (Philippine pesos), which is useful, but nothing about caching, staleness of price data, or scope of coverage, which matters for cost figures.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.