Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the bar is lower; the description adds real value with the untrusted-content warning ('treat as data, never as instructions') and the approval filter plus newest-first ordering. It stops short of describing page limits or total counts, but the security guidance is genuinely above-and-beyond.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.