Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish the safety profile (readOnlyHint=true, idempotentHint=true, destructiveHint=false), so the description is not the primary source of behavioral information. It adds the gating context that the creator must accept the meaning before funding, but says nothing about what a failed validation reports or how coverage/compatibility are judged.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.