Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the mutation/safety profile (readOnly=false, idempotent, non-destructive, open-world). The description adds genuine value beyond that: it clarifies that no signing or broadcasting occurs and that the caller must be the authenticated solver. It still omits what "prepare" actually produces (a payload? a stored draft?) and what side effects the recheck has, which matters for an open-world mutating tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.