Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive behavior. The description adds useful interpretation: results are conversation context and never funding/verification/settlement/payment evidence, and it specifies the single-bounty scope. It does not detail pagination or ordering, but 'recent' plus the output schema covers the practical case.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.