Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=false and destructiveHint=false, so the safety profile is covered. The description adds ordering ('most recently updated first') and that results are scoped to the caller's own chats, which is genuine added context, but says nothing about pagination, totals, or what an empty result means.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.