Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the safety profile is covered. The description adds meaningful behavioral context beyond that: results are normalized to price-per-100-credits and converted into a single currency, which tells the agent how values are shaped. It omits pagination/return-format detail, but the output schema covers that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.