Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, idempotentHint, non-destructive), so the bar is lower; the description usefully adds the validation semantics (size, hash, type checks) and explains what 'ready' means. It stops short of describing polling behavior or error/failure states, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.