Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=false, so safety is covered; the description adds value by enumerating what the response aggregates (name, server, schema, description, runtimes, instances), which is essential with no output schema. It omits pagination, ordering, and how 'distinct' is resolved when agents disagree on the same tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.