Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=true, destructiveHint=false, so safety is covered. The description adds no behavioral context beyond annotations — no notes on freshness of valuation, auth requirements, or staleness of tracking status — leaving the description with nothing beyond a payload inventory.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.