Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive, and closed-world, so the safety profile is fully covered. The description adds genuine value by enumerating the response contents (identity, effective plan, included vs. purchased minutes, TTS balance, connection permissions), which matters because there is no output schema. It does not mention whether balances are cached or when they refresh, a minor gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.