Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only flag destructiveHint=true; the description supplies the non-obvious cascade rule that deleting a thread's first comment removes the whole thread, plus the caller-ownership restriction. Those are precisely the behavioral facts an agent cannot derive from the schema or annotations, and they directly alter invocation safety.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.