Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, idempotent, non-destructive, closed-world behavior, so the safety profile is covered structurally. The description adds the crucial access-control fact that this is a UI-only path assistants should not invoke. It does not describe merge semantics, but the schema already says unspecified settings remain unchanged.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.