Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered structurally. The description adds genuinely useful non-schema behavior: the picker UI is interactive and thumbnailed, template/character works are filtered out, and hosts lacking a picker degrade to returning recent works with a text fallback. It stops short of noting that the call blocks on user interaction or that results are non-deterministic (non-idempotent), which would round out the behavioral picture.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.