Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (readOnlyHint=false, destructiveHint=false, openWorldHint=true), the description discloses the economically critical behaviors: coins are spent, a changed price results in no charge and a new quote, failed/canceled upscales are refunded in full, and retries are deduplicated via idempotency_key. This is exactly the kind of context annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.