Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so every parameter is already documented, making 3 the baseline. The description adds a small gloss on expected_cost ('the number on the button') that slightly re-frames the schema's 'coins estimate_upscale answered,' but it contributes no new semantics for kind, model, funding, or idempotency_key.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.