Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and non-destructive behavior. The description adds useful context beyond those annotations: it is limited to the free plan and returns only the most recent disclosed ratio, which helps the agent understand data recency and access constraints.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.