Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile needs no restating. The description adds genuine value by disclosing what the response contains — a product overview covering the AI trader's mechanics, safety rules, usage modes, and pricing — which tells the agent this is a static documentation fetch rather than live account data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.