Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive and closed-world, so the safety profile is fully covered without the description. The description adds only the optional-initial-buy nuance; it never says what the estimate includes (gas, rent, platform fees) or what currency the result is denominated in.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.