Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructive, non-idempotent, non-read-only behavior. The description adds important context beyond annotations: user confirmation is required, server-side budget hard-limits still apply, and the result includes whether the change can be undone.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.