Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, idempotent, non-destructive, and closed-world behavior, so the bar is lower. The description still adds real value beyond them: no file is persisted or rendered, the operation costs nothing, and the returned HTML must be treated as untrusted data - a security-relevant disclosure the annotations do not carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.