Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the tool read-only, idempotent, and non-destructive; the description adds the key behavioral facts that the quote is 'net of the on-chain sell fee', reflects the current market ('right now'), and returns no transaction. This goes beyond the structured hints and prevents confusion with the transaction builder.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.