Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world, so the safety profile is covered. The description adds genuine behavior beyond that: the midnight-wrap rule ('an end at or before the start counts as the next day') and the return shape (hours, minutes, decimal hours). It stops short of error conditions or input validation behavior, which keeps it at 4 rather than 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.