Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive behavior, so the bar is lower; the description adds real context by disclosing the output shape (score, percentages, rule-of-thumb band) and cautioning that the reading is not a universal benchmark. It does not state behavior for a zero-response input (division by zero), which would be the remaining useful disclosure for a computation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.