Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true and readOnlyHint=false, so the agent knows this overwrites user data. The description adds the content/patch exclusivity and the read-tasks-first workflow cue, but does not itself say that a full content send is irreversible or what happens to prior plan text. With the safety profile carried by annotations, this is adequate but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.