Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare the safety profile (idempotent, non-destructive, write), and the description adds substantial behavior beyond them: queued Pins publish unchanged, arrived-during-pause Pins are not retried, and the publishing_paused/max_pin_limit failure-reason semantics are explained with a date caveat. That is exactly the context annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.