Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the annotations (destructiveHint=true, readOnlyHint=false) by disclosing the three things an agent actually needs: running-task cancellation is a request rather than a guaranteed stop, committed effects and charges are not rolled back, and ownership is enforced. This is exactly the extra context annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.