Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description adds genuine value by stating the membership precondition and the derived fields returned (owner, role, server-derived actor). It adds nothing about failure modes—e.g. what happens when you are not a member—which would have earned a higher score.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.