Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, non-destructive, closed-world), so the description's added value is the disclosure that results include revoked grants — not just active ones — which is a non-obvious filtering trait. It also gives a pagination rule ('Continue while has_more is true') that tells the agent how to terminate the loop rather than relying on the output schema alone.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.