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Check if an endpoint is payable before you pay it

check_payability

Free. Check whether an x402 endpoint or MCP tool is real, payable and active BEFORE you pay it. Pass a URL; get a 0–100 payability score, the listed price and networks, when the catalog last saw it active, how many of the last 30 days its payment address was paid, on-chain USDC payments and distinct paying wallets on Base over 30 days (with a one-wallet wash warning), a live check that it really answers 402 and asks to be paid at its listed address (x402 version, CAIP-2 networks), and flags for catalog-flooding or outlier pricing. Scored from the public PayAI x402 Bazaar + MCP Registry index — listings are third-party data, not endorsed. Returns a 0–100 score, a verdict (payable / mixed / unverified), the listed price, networks and last-active date, plain-language signals, and provider flooding / price-outlier warnings.

Input Schema

NameRequiredDescriptionDefault
urlYesThe endpoint URL (or host) you're about to pay — e.g. 'https://api.example.com/v1/search'.
maxPriceUsdNoWhat you expect to pay per call, in US dollars. If the listed price is higher you'll be warned.

Schema Changelog

Changes observed during successful MCP inspections.

  1. Added

TDQS

A4.3/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the full burden and does so well: it states the cost (free), the data provenance (public PayAI x402 Bazaar + MCP Registry, third-party and not endorsed), the scoring methodology, the wash-trading caveat, and the live 402 verification. These are exactly the behavioral traits an agent needs to trust and interpret the result.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The purpose is front-loaded, but the long middle sentence is a dense run-on enumerating every signal, and the final sentence largely repeats the return values already listed. It is information-rich but not efficiently structured.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

There is no output schema, so the description must explain return values, and it does so thoroughly: score, verdict, price, networks, last-active date, signals, and flooding/outlier warnings. Combined with the cost and provenance disclosures, nothing an agent needs to call or interpret this tool is missing.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%, so both the url and maxPriceUsd parameters are already documented in the schema. The description only adds 'Pass a URL', which echoes the schema without adding new syntax or semantics, so the baseline 3 applies.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Specific verb + resource: check whether an x402 endpoint or MCP tool is real, payable and active. It is clearly distinct from the siblings find_tools and report_unmet_need, and an agent can tell from the description alone that this is a pre-payment verification step.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The usage context is explicit and front-loaded: 'BEFORE you pay it' plus 'Free', which tells the agent when to call it. No explicit exclusions or named alternative tools are given, so it stops short of a 5.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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