Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so the safety profile is covered. The description adds a useful behavioral detail — answers are grounded in 'today's prices', i.e. current data — but says nothing about how answers are formed, ranking, or limits on question complexity.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.