Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, so the safety profile is fully covered. The description adds behavioral context beyond annotations: it specifies the data sources (CDOT/WSDOT/UDOT/Compass), explains the measured-vs-modeled distinction, and discloses the 'no road weather' edge case outside the covered area.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.