Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the read-only, non-destructive profile. The description adds genuinely new behavioral context: the exact state values returned (PENDING, PROCESSING, READY, ERROR), the fact that the file URL only appears at READY, and the ownership/auth requirement. It stops short of stating rate limits or whether repeated polling is expected.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.