Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare readOnlyHint=true, indicating a safe read operation. The description adds behavioral context: pagination ('returns paginated results'), the specific data returned (trade counts, last trade date, net direction), and the 12-month trailing period. This goes beyond annotations without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.