Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already assert readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description goes further by characterizing the response content and ordering ('the top 3 public rides... biggest first') and noting records are public-only, which is genuine behavioral context beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.