Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive and closed-world, so safety is covered. Beyond that the description adds only the word 'bounded', which hints at aggregation caps (group_limit max 25) without explaining what is bounded, how amounts are aggregated, or what happens when code ranges are omitted.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.