Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the tool as read-only and open-world, covering the safety profile. The description adds useful behavioral context by explaining the output is normalized to 'what a simple transfer costs right now' and listing the chain-specific fee units (gwei, sat/vB, lamports, gas price). This goes beyond what the annotations alone convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.