Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive behavior, so the safety profile is covered. The description adds genuinely useful context beyond them: it discloses the return semantics ('fixed or still present for each one') and a cost trait ('Free: it never counts against the user's quota'). This is meaningful added value over the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.