Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare the safety profile (readOnlyHint=false, idempotentHint=false, destructiveHint=false), so the description's added value is the identity/attribution detail ("Posted as the user's personal agent") and the disclosed failure mode when the document has no current review version. That is meaningful context beyond the annotations, though return shape and permission requirements are left to the output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.