Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With annotations already indicating readOnlyHint=true and openWorldHint=false, the description adds meaningful behavioral context: the cost implication ('Costs zero credits'), the relationship to screen_address (fresh vs. historical), and the specific output fields ('reputation score, band, confidence, sanctioned flag, and top evidence signals'). This goes beyond the annotations without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.