Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The read-only safety is already declared by annotations, and the description adds meaningful behavioral context beyond that: it explains the coach_note field's purpose, warns to read it before proposing changes, and cautions that omitting it on update_template will erase it. This is valuable, non-redundant behavioral guidance with no contradiction.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.