Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool as read-only, idempotent, and non-destructive. The description adds substantive behavioral context by enumerating the categories of information returned (platform rules, limits, settings, defaults, capture requirements), which goes beyond the abstract 'Get Channel Schema' title and the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.