Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=false, so 'READ-ONLY. Returns data, changes nothing.' largely restates structured data. The one piece of added value is the token-scoping phrase 'accessible to this token,' which hints at permission-filtered results, but pagination, deleted-item handling and result shape are left to schema/annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.