Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, not open-world), so the bar is lower. The description still adds non-obvious behavior: the tool is scoped to user-enabled repos, and the empty-result case requires routing the user to a settings path rather than returning nothing useful.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.